Benefits of Prosthetic Parity Legislation

• Allowing individuals to return to work (and to paying taxes) following the loss of a limb with a moderate increase of monthly insurance premiums estimated from 12¢ to 35¢ per member per month.
• Preventing the onset (or delaying the onset) of secondary conditions.
• Cost savings in unemployment insurance, state employment and training programs, rehabilitation and counseling programs, and other social welfare programs. [It is estimated that every dollar spent on rehabilitation, including prosthetic care, saves more than $11 in disability benefits.]
• Preventing individuals from going into or furthering debt. [A growing number of group and private health insurance companies are capping prosthetic benefits at levels like $2500 or $4000 when the average cost of an above the knee prosthesis is $15,000-$20,000 and a below the knee prosthesis is $8,000-$10,000.]